What's the biggest new side hustle? Apparently it pays a hundred dollars an hour. So today I want to talk to you about what this job is and also some other popular side hustles to boost your income.

Hey guys, welcome to this episode of the Rachel Crucio podcast. I'm so glad that you're here.

So in this episode, we're going to talk about lessons for building wealth from scratch. That's right. You guys sit me what you're currently saving for or wanting to purchase.

And I'm going to give you advice on if it's wise to purchase that right now or not and why then I'll go over some of the top side hustles from this year and rank them.

Are they worth your time and efforts and I'll let you know, but first let's go over how to build a budget from scratch. Take a listen.

All right, I talk a lot about the importance of budgeting, but I thought it would be fun to make a budget from scratch for anyone who is brand new to budgeting.

And even if you've been budgeting a while, stick around because you might see, there's some tweaking that I can do to mine. So hopefully that will be helpful to you.

All right, I'll show you how to create all the categories that you need. Decide what to prioritize and how to plug in your numbers.

And by the end, you'll have the tools and the knowledge you need to start making real progress in your financial journey.

So let's start with step one and that is gathering all your numbers. Okay, this is going to be a lot of work you guys, but it is worth it.

So I want you to figure out first and foremost, your total income for one month by adding up all the money that's coming into your account.

So if you only work one job and you're on a regular salary, then you might just have that one stream of income and it stays the same month to month.

But if you're married, maybe you have a side hustle or you're a single parent and you have funds coming in from somewhere else, make sure you get the exact total income hitting your account.

And if you get paid by the hour and your paychecks can vary, then I'd recommend just looking at your last three paychecks and seeing if that's kind of like the average of what you work and just averaging those numbers.

Or you can just take the smaller number and make your budget from that. And then if you make more money throughout the month, then you can adjust your numbers when the money comes in.

Alright, you have to keep in mind though that the numbers will vary. People live in different parts of the country, some of you live in the city, some of you live more in the suburbs or a rural area, some of you work different jobs, some of you are married, some of you are single.

Everyone's story is different. So remember that. And also giving is one of the things that we need to add in there as well. So this could either be tithing or giving to a local charity.

Your income is first. You want to take about 10% of that and give. So that's your first step. The second step is to set aside your four walls. So these are the first four things that you want to pay for.

These are the things that you need to survive. These are not once these are needs. So this is food, shelter, utilities and transportation.

So you want to look back on those categories. And again, look at the past maybe three months and kind of average out what you've spent on food, what you've spent on your rent or your mortgage, your utilities, your transportation, like your gas in your car.

But keep in mind, you can always adjust and shift these numbers around and every dollar makes that easy. But the more accurate that you can figure out, okay, here's what I spend on food at the grocery store.

The better it's going to be for your budget. Now the numbers that you're pulling from the last three months were three months of your life that you were not budgeting.

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