meta_pixel
Tapesearch Logo
Log in
ChooseFI | Financial Independence Podcast

Left Behind

ChooseFI | Financial Independence Podcast

Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc

Investing, Business, Careers

4.8 β€’ 5.2K Ratings

πŸ—“οΈ 13 April 2018

⏱️ 57 minutes

🧾️ Download transcript

Summary

Most people miscalculate what an hour of their work is actually worth β€” and it's costing them years of their life. This mashup episode unpacks listener reactions to Vicki Robin's interview, tackling the concept of "true hourly wage" (which accounts for commute time, work-related expenses, and recovery hours) and why buying beyond your "enough point" only generates clutter, not happiness. Brad and Jonathan also spotlight community wins, including Wendy's $80,000 debt payoff in one year, Cesar's discovery of one-year job-ready college programs with zero debt, and David's real-world travel rewards success. The episode explores alternative education paths, the shift from valuing money to valuing time, and how trade schools are emerging as viable, low-debt routes to meaningful work. Key Topics True Hourly Wage Discussion [00:12:04] Understanding 'true hourly wage' β€” factors in all costs associated with work, illustrating its impact on financial decisions. Value of Time vs Money [00:11:27] The shift in mindset regarding work and life balance, emphasizing the importance of time as a precious resource. Declutter and Minimalism [00:20:12] Excess purchases lead to clutter, not fulfillment. Alternative Education Paths [00:33:22] Trade schools and non-traditional education as viable alternatives to college, reducing debt burden. Key Quotes "True wealth is when money doesn't dictate your mindset." [00:21:29] "Excess purchases only add to your clutter, not your happiness." [00:20:12] "The cost of education includes lost income opportunities." [00:38:02] Related Resources Your Money, Your Life by Vicki Robin [00:10:08] Khan Academy [00:40:36] Chapters [00:00:00] Introduction and Updates [00:49:05] Listener Stories [00:12:04] True Hourly Wage Discussion [00:11:27] Value of Time vs Money [00:20:12] Declutter and Minimalism

Transcript

Click on a timestamp to play from that location

0:00.0

Hello and welcome to the Choose If I Radio podcast today on the show we are going to be discussing

0:05.1

our takeaways on the amazing episode that we did this past Monday with Vicki Robin.

0:09.1

If you have not yet listened to that you simply need to do so.

0:13.2

Choose If I dot com slash 070.

0:16.8

We're going to be talking about our takeaways and feedback from the audience.

0:20.5

Then we're going to open it up and we're going to bring in your questions, your ideas,

0:25.1

your thoughts for the remainder of the Friday roundup.

0:27.7

And there's so much to cover.

0:29.1

Wendy shares how she paid off $80,000 over the last year, transforming her journey to

0:35.2

five.

0:36.2

Caesar shares an article with the community talking about these new programs that are

0:39.9

popping up all over the country, basically offering you one year of college job ready

0:44.9

training skills and no debt.

0:47.2

And then finally, David shares the impact that travel rewards has had on his life and

0:51.6

his families.

0:52.6

Welcome to the ultimate crowdsource personal finance show.

0:55.7

This is your Friday roundup.

0:57.7

Your listening to choose FI radio.

1:02.2

The blueprint for financial independence lives here.

1:13.0

If you're looking to unlock the secrets to financial independence and early retirement,

1:18.0

you're in the right place.

1:19.8

Stay tuned and join a community of like-minded people who are getting all fans to hear

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Jonathan Mendonsa & Brad Barrett | Choose FI Media, Inc and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright Β© Tapesearch 2026.