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Ramsey Solutions, broadcasting from the pods moving in storage studios. It's the Ramsey show where we help people

Build wealth, do work that they love and create actual amazing relationships

Frank is in Detroit. Hey Frank. Welcome to the Ramsey show

Hey, Dave. Um, it's great. Yeah, I'm here. Thanks for taking my call. I um found you probably only about six months ago

I don't know how and I'm so glad I did. Well, we're honest. You ever going more on the have you ever day when I'm

Listen to every day when I'm running and walking and working out and then I preach up to the inner table to the kids all day, but my question is

We started getting this you know, we get this bill over here and my wife opened it and said um here it is

That insurance thing I go. Oh, that's that thing Dave talks about. It's the whole the whole life insurance

I said we don't want that so I looked into it gave them a call they told me it's currently worth 28,000 in cash and my death benefit

75 if I learn from you enough I could take that 28 put in some good growth mutual funds every seven years of a double 10 years

Already have the benefit of the 75,000 am I thinking right?

Well, you also need to make sure you're replacing it with term life and you need to make sure you've got the term life

policy in place before you

Cash out the whole life. You have our life insurance in place already

Well, that was the other thing I thought from

Watching and learning I actually retired and I'm at the point now where I think I'm self-insured

I don't if I pass away

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