Welcome to the Jill on Money Podcast. It is Monday, April 19th. And as we do every single

day, we are here to try to take the mystery out of your financial life. We want to provide

you with some advice, some coaching, a couple sets of eyes on your financial situation

or whatever's on your mind. Anything that is remotely associated with a dollar or maybe

it's a career question, been getting some interesting questions about that. And also we

want to make sure that you know that Mark and I are both certified financial planners.

We're not just people who talk and think about these things. Willie Nilly, we've been trained

as such. I used to be in practice. Mark never, Mark, I don't know why you even did it because

you're a glutton because you wanted to study hard. And I mean, I don't know. Anyway, we're

both certified financial planners. And so we are very much focused on trying to help

you out. If you have a question, all you have to do is send us an email, ask Jill at

JillOnMoney.com. And if you are on our website, on the JillOnMoney.com website, there's a

contact button. And you can just click on that. The most important thing you also can do

is to tell us if you would come on the program live. Yeah, it's so much fun. It's like having

a first date with somebody and the stakes are much lower, frankly. But we often will

uncover facts about you and your life that don't necessarily come through when you're

just typing a question to us. So if you want to come on with us, just let us know. Mark

will do the rest. That is what Marie did. Marie is on the line from Washington state.

Hello, Marie. How can we help you out today? Thank you so much. Well, I was contacting

you because my husband retired just this last year from a long career in teaching. And

so we are learning how to be retirees financially. So I have many questions, but one had to

do with his life insurance policy, flexible premium life insurance policy, that I just

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