In volatile markets, the H.C.M. Byline keeps you grounded. Invest with confidence. Discover Howard Capital Management's funds at HowardCMFunds.com. Stay tactical, not traditional.

Investments in HCM funds involve risk, including possible loss of principle. There is no assurance that the funds will achieve their investment objectives. Investors should carefully consider the investment objectives,

risks, charges, and expenses of the HCM funds. This and other important information about the funds

are contained in the prospectus, which can be obtained at www.howardcmfunds.com or by calling

77062-4-969-8464.

The prospectus should be read carefully before investing.

H-CM funds are distributed by Northern Lights Distributors, LLC.

Member Finra, SIPC.

Northern Lights Distributors, LLC, and Howard Capital Management, Inc. are not affiliated.

Please stay tuned for important disclosure information at the conclusion of this episode.

Hi, and welcome to The Longview.

I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morning Star.

And I'm Amy Arnaud, portfolio strategist for Morningstar.

Our guest on the podcast today is author and retirement coach Larry Jacobson.

Larry's the author of a book called Your Ideal Retirement Workbook,

a step-by-step guide to retiring with purpose and fulfillment,

which coaches its readers on the steps to take to find purpose and identity in retirement.

He embarked on a career as a retirement coach after stepping away from corporate

life, and he sold his business in order to sail around the world. Larry, welcome to the Longview.

Wonderful to be here. It's great to have you here. So we do want to talk about your book, which has

been recommended to us as a very useful resource for retirement planning. But before that, I want to talk about your book, which has been recommended to us as a very useful resource

for retirement planning.

...