Hey Harry. Hello mate. Got any tips for the football?

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Four, that's a steel of a deal. It's a good darn deal that'll make your squirrel for real.

Neil? My name's not Neil. I know, but it rhymed.

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Well, Denny's actually found something very interesting when it comes to your credit score.

And I saw that there's this guy in Texas named Steve Mitchell.

He worked for five years trying to achieve the perfect credit score, which is 850.

And if you don't know that, you probably don't have a perfect credit score.

He did find a very strange correlation, though, between debt and a higher score.

He used 6% of his $35,000 credit limit, and he said that using that actually worked against him.

He said having a zero balance wasn't the way to go.

He said a balance between 0.5 and 1.5% of his credit limit helped him to reach the

850 perfect credit score number. It's so annoying. You try to do the right thing and pay

it off and then they say, no, that's not good enough. We're going to still get you. Yeah, the right

thing apparently is not the right thing and the right thing would not be having a 0% balance.

Well, I paid one

of my credit cards off. It was down to zero and now there's this weird $4 charge that they

put on there no matter what they're going to put it in there. And if you don't even know that

you have that, you can now get late fees if you don't pay off this $4 charge that everyone seems to be getting. I would close that card.

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