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Subscribe now at Bloomberg.com. Music Welcome to this episode of Kennedy saves the world.

And today I'm going to save you from holiday debt.

Because if you're like me, oh, baby, you love some nice, nice finery for your flexing and sexing. And you want to

make sure you look as good as possible for as little money as you can possibly spend. So you

want nice things. You don't want to spend a lot. So that's, that's you. And by the way,

there is a correct

holiday ratio of gift buying and that is two to one you but for every one gift you buy someone

else you buy two things for yourself you don't have to admit it you can pretend that you're out

there and you're just a kind and gracious person whose generosity knows no bound, and all you're doing

is running around looking for presents for other people. It's not true. No, you're looking

for presents for other people and you're finding things for yourselves. Just be honest about that.

But if my Lord and Savior Marie Kondo has taught me anything during the pandemic.

It's we got to get rid of stuff and we got to keep the stuff that brings joy into our hearts.

And that means you have to get nice things that are really expensive, but you have to be able to buy them for less money.

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