Hi, this is Joel and Victoria.

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I like to start with something funny each week, and I heard about this Southern Baptist man named Bill.

He liked to sneak off to the horse races and bet.

One day after spending almost all of his money, he saw a priest step out onto the tracks and bless a horse.

He watched very closely, and sure enough, the horse won first place.

Next race, the priest blessed another horse.

Again, that horse won.

So Bill went to the ATM machine, got out all of his money.

This time, the priest not only touched the horse's forehead,

but he touched his eyes, his ears, and all of his hooves.

Feeling confident, Bill bet all of his money. But right in the

middle of the race, the horse fell over and died. He couldn't believe it. He went to the priest and said,

what in the world happened? The priest said, that's the problem with you, Protestants. You don't

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