Before we get started, I wanted to thank credible.com for sponsoring today's show.

Credible.com is an online marketplace for student loan refinancing.

Using credible.com's simple platform, it takes less than two minutes to find out if you're

overpaying on your student loan.

You could save thousands by refinancing.

In fact, the average user who refinances for credible.com saves almost $19,000 over the

life of their loan.

All you have to do is visit credible.com slash capspace.

Easier to remember, which how about capspace all the time in the program.

Answer a few questions and right away, you'll get real rates, not ranges of rates for multiple

render lenders.

Checking your rates will not affect your credit score.

So you really have nothing to lose.

My listeners will get a $200 welcome bonus when refinancing through that credible.com slash

capspace link that's credible.com slash capspace.

Let them know that you came from us.

Thursday night, edition of the pod, end of the week.

Actually, we haven't done a public mailbag for a long time.

Those are always really fun.

We've got some awesome questions from our Patreon.

Subscribers patreon.com slash junk in the room.

If you are a subscriber, don't worry.

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