Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

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I was thinking recently that I was talking to my friend about couples that have been together for years and are still madly in love.

And even if you've only been in a relationship for a brief period of time, or it's a year, or it's two years. I mean, especially this time of year,

it can be really hard, like comparing. Think about like, oh, God, look what he bought her.

Look how romantic she is to him. Look how much they're having sex. Look how obsessed with each other

they are. And the truth is, you never really know what's going on behind closed

doors. Now, there are people that are madly in love after all of these years. People could be,

there are people that are madly in love after decades. Some people are nauseated by their own parents

because they're obsessed with each, some people are nauseated by their own parents because they're

obsessed with each other. What does that mean?

Does that mean, A, that they just are luckier?

They just met their partner and they've just never ever looked elsewhere or just been uncertain.

Does that mean that each person was raised with parents that are together that

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