June 28th - Your travel insurance questions answered
Simon Calder's Independent Travel Podcast
The Independent
3.6 • 628 Ratings
🗓️ 28 June 2023
⏱️ 15 minutes
🧾️ Download transcript
Summary
Travel insurance: it’s the part of travel that no-one likes to think about, but it’s also – for many trips – an essential. All you need to know on pre-existing conditions, EHIC and GHIC.
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Transcript
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| 0:00.0 | Hello and welcome to today's independent travel podcast. It's Wednesday the 28th of June. I'm Simon Calder and all this week, Monday to Friday, I'm tackling key issues of relevance to hopefully your holidays just ahead of the peak months of July and August. |
| 0:19.4 | Delighted to welcome along, |
| 0:21.1 | Charlotte Hindle, my colleague, |
| 0:22.9 | who has lots and lots of questions |
| 0:24.6 | that people have been asking about travel insurance. |
| 0:28.5 | And we'll try and make it as exciting as possible. |
| 0:30.7 | Charlotte, what have people been asking? |
| 0:32.8 | Well, if we, yesterday, I think you talked about G-Hick cards, |
| 0:37.3 | stroke, E-HIC. |
| 0:39.0 | So I just wonder whether we should start there today. |
| 0:43.4 | So, you know, what is the E-HIC? |
| 0:45.7 | What do they all mean? |
| 0:47.1 | And where? |
| 0:48.0 | Okay. |
| 0:48.4 | And this is, of course, relevant in several ways to travel insurance. |
| 0:52.7 | Now, let's just start on the EHIC card because that has been |
| 0:57.9 | around for, oh, about the last 15 years, a European thing which basically says, if you're a European |
| 1:05.0 | citizen, you can be treated on the same basis as citizens of each country by their national health service. |
| 1:11.8 | So it will save you a fortune. |
| 1:13.9 | After Brexit, we came up with something called the G-Hick, |
| 1:18.2 | which is effectively exactly the same only it doesn't work in a couple of non-EU countries. |
| 1:25.4 | But basically, the idea is that if I fall ill in Spain or Greece or Italy or |
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