Hello and welcome to today's independent travel podcast with me Simon Calder. It's Wednesday the 25th of June.

Many of us preparing to get away. I've been looking at the busiest airports this summer.

It's going to be a bit of a crush, but it'll all be worth it to get to your destination.

And then, of course, with your phone, with your iPad, with your laptop, whatever it is,

you'll be wanting to find some free Wi-Fi. Of course you would. You want to do everything from

sending friends and family, your marvellous photographs, to maybe sorting out your personal

banking while you are on the road.

But I've been hearing from Lloyd Figgins.

He's the chief executive of the Trip Group, the home of travel risk management,

that actually a Wi-Fi network might not be all it seems.

Here's what he's told me. We're not worried about people going on to

other people's Wi-Fi unless there is a problem with it, as in it is not a bona fide Wi-Fi address.

So what we're actually encouraging people to do is by all means use the Wi-Fi, but do it using a VPN or a virtual personal network.

And that offers a much higher degree of protection than just logging on to a Wi-Fi, which might or might not be genuine.

I think you've given the example of well-known coffee chain. I might go into it. I might think,

oh, they've got free Wi-Fi. I hop onto it,

but it's not theirs. How can that possibly happen? Well, there's a device called a Nano and there's

different types of these things and they're very cheap to actually buy. And what Cybercriminals will

actually do is they will name their nano device as the coffee shop's free Wi-Fi. So that when you go onto your device, what you'll actually see is the free coffee shop Wi-Fi. You'll think, well, that's free. I'll go on that. It's got a good signal. You click on it. And hey-ho, the criminal has now got your details. When you say my details, I normally have to fill in my email address, maybe come up with a password, but that's all right.

I don't mind that I'd take free Wi-Fi from anyone.

Yeah, but the problem is that's what everyone is doing. And by doing that, we're playing into the hands of the criminal. So all we're asking is look at it as another form of two-factor authentication, that what you're doing is saying, yeah, that's a really good,

that looks like a really good Wi-Fi network to go on. However, I know that if I try that,

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