Hello, welcome to today's independent travel podcast with me, Simon Calder. It's Monday the 15th of July, and I'm in the great company of my excellent colleagues on the travel desk at the Independent, because today we have to address the critical issue of Europe, where is cash still king?

And that's because I've been travelling in the past couple of weeks through Greece, Croatia,

Italy, Switzerland, Germany, France.

And I've got different answers to that question.

But first, I'm going to ask, if I may, the youngest member of

the independent travel team. I mean, we're all very young, but Natalie, you're younger than any of the

rest of us. And younger people, I understand, have a sort of slightly different approach to travel

money. When you go abroad, what do you take in terms of holiday money?

So I think I've been trained from my parents, mainly my dad, I'll always take some cash,

but it's never more than, I'd say, if I was going to Europe, 100 euros, and it would very

much be in case of emergency money. I tend to use my a Revolut card or anything like that

and yeah, we'd normally stray from taking too much cash with me.

Can you remember the last time you actually used cash abroad?

I can because it's actually quite memorable because I don't use it.

On our girls holiday to Croatia last year,

we did have to find a cash point for things like cabs and just tips, restaurants, a lot of things

that it was very different to the year before we'd been to Malaga in Spain and found contactless

and Revoluted cards was fine,

but in Croatia, yeah, it was a bit different.

I certainly found that in terms of getting public transport.

You even go to a big bus station for a three-hour bus ride and they say,

no, of course, you've got to pay cash.

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