From KCRW in Santa Monica and PRI, Public Radio International, this is To the Point.

J.P. Morgan Chase, a record penalty or a get-out-of-jail free card.

Hello again, I'm Warren Alney, and this is To the Point from Public Radio International.

A daily look at the issues Americans care about most. During five phone calls and a two-hour personal meeting, the CEO of

J.P. Morgan Chase worked out a deal with the U.S. Attorney General. America's biggest bank,

agreed to the biggest civil penalty in American history, $13 billion for its role in the

Great Recession. But critics say it's not what it seems. Pension funds

and retirees with 401ks may not see a penny. Shareholders will pay the big money. The government

still has the option of criminal prosecution, but will the real masters of Wall Street fraud ever be

held accountable? Today's talking point? Watching rare birds on the California Condor can. First, here's the news.

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Hello again, Mormon-Ele, back with To The Point. J.P. Morgan Chase has agreed to pay $13 billion

to avoid charges over troubled mortgage investments.

CEO Jamie Diamond and Attorney General Eric Holder worked out the deal personally.

Is it evidence of a cozy relationship?

Or is Wall Street beginning to pay a price for the Great Recession?

Today's talking point, California Condors are an endangered species, but now you can watch some of them in the wild

eating if you have the stomach for it. We'll hear about the condor cam. First, this news update,

Secretary of Health and Human Services, Kathleen Sebelius, is taking the political heat for the troubled

online rollout of the Affordable Care Act. On CNN, she was asked if she'll heed the calls of Republicans

...