Join Me In a 34-Day Reset
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 28 December 2020
⏱️ 6 minutes
🧾️ Download transcript
Summary
Jesse issues a New Years' challenge for YNAB'ers. For the next 34 days, abide by just three rules:
- Write down every single thing you spend money on. You can do this in YNAB, or on a sheet of paper, but it must include every penny spent!
- Purchase ONLY essentials. Essential means you must have it to live.
- Do not eat out, or order take-in from restaurants. No restaurant spending, full stop. It's only 34 days, you can do it!
YNAB's data and experience has shown that people often find hundreds, even a thousand, extra dollars in their budget by doing these three things. In particular, eating out has proven to be the number one most common drain on the budget.
Remember, this is only for a short time! It's a small amount of hardship to endure, that can provide a major boost your savings and financial health to start the New Year.
Start the reset today: https://www.youneedabudget.com/34dayreset/
Transcript
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| 0:00.0 | Hello, Wine Evers. My name is Jesse Meekam. This is podcast number |
| 0:07.8 | four- to pay check, get out of debt and save more money. |
| 0:16.0 | Today I want to introduce you to the idea or rather, |
| 0:20.4 | I mean, how do I go about this? |
| 0:21.7 | We're launching a challenge, we're doing a thing. |
| 0:24.0 | It's called the 34-day reset, and what we're going after is for you to get a mindset shift |
| 0:29.7 | about your money. And this is one of those times where you're actually going to |
| 0:33.2 | sprint and you're going to recognize the unsustainability of your pace and you will |
| 0:37.5 | do it anyway because you know that after 34 days this sprint is over and it hopefully we've talked about this on the podcast before, |
| 0:45.0 | but it will move the needle and it will kind of retool you. |
| 0:48.0 | And it's like when the person broke the four minute mile |
| 0:51.0 | and then everybody else started breaking the four minute mile and then everybody else |
| 0:52.8 | started breaking the four minute mile. |
| 0:54.3 | They used to think that that wasn't even a thing, |
| 0:55.9 | that that was impossible, and then one person broke it, |
| 0:58.0 | mindset shift, boom, everybody starts breaking him. |
| 1:01.3 | It's the same idea with your money. Sometimes you got to do |
| 1:03.7 | things that are a little bit radical, unsustainable, so that you can have that |
| 1:07.5 | mindset shift and recognize oh this is not as I thought it was. |
| 1:12.5 | Reality is maybe a little different from where we were actually behaving. |
| 1:16.4 | So I invite you to join us, |
| 1:19.6 | Wyanab.com slash 34-day reset in this great 34 day reset. Here's how it works. For |
... |
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