John, great to be talking today. We're doing a lot with Guy. I really intrigued about some of the things you're doing as you grow beyond. I'm reluctant to say core legacy because you're in many ways still a growing, scaling business. But just first of all, you're calling in from Chicago. Yeah, just north of Chicago in the suburbs. Just a few short miles by as the crow flies, quite a bit of time as traffic actually since we're

in talking insurance course just down the road from the airswhile headquarters of all state insurance

and of course we brits all love talking about the weather and it's we think it's cold out here but

it's like really cold where you are isn't it we've been in either positive single digits or

negative single digits Fahrenheit for some

time. I think Sunday we hit somewhere in the neighborhood of minus 25 to minus 35 wind chill, which

that's a bit cold, yeah. That's Fahrenheit. I'm not even going to do the conversion. It just sounds

very, very cold. But at least the difference is you're ready for it. When we get cold, we just

grind to a hole. Anyway, it looks like you're warm. Let's crack on and learn a bit more about guide-wide.

Good morning, good afternoon, wherever you are, Matthew Grant here. And as you can tell, we are back in the US this week talking to John Mullen.

And we're going to be learning more about what guidewire can do across a whole range of its services,

but particularly this whole area of ecosystems or communities John is going to be talking about.

You can find out everything we're up to

us now at Instech on the website, www.com, including all the great things we're doing with Guidewire.

And if you are based in the US and fancy seeing us in New York and you are an insurer,

then come and join us on March the 14th at the Google offices in New York. More details about that

on the website. Okay, let's go back to join them myself. So just a bit about Gai, I'm sure

most people know you, they may not know the full breadth of what you do. So you're bringing technology

solutions to property, casualty, workers' comp. You've got solutions that cover

billing, underwriting, policy, claims management and administration systems. Also, which is what we're

going to be touching on today, you've been building out this ecosystem of partners, which are

basically connecting together, hardware, consulting and services, which

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