Every week, the Payne family cuts straight to the real financial story.

The one question, Bob, everyone's asking is, are we in an artificial intelligence bubble?

You've been through boom and busts.

What do you think?

No hype, no myths.

Just what actually matters to your money.

It does feel very similar to what we experienced in the 90s. Where are we, though? Are we in 1995, 1997, 1999? Listen to the pain points of wealth on the Red Apple Podcast Network. Hi, just leave on work now. Sorry, it's a bit loud. Basically, so I was thinking we could get Macies tonight. Had a big Mac on my mind all day, and delivery fee on the app is now from 99P. So you win? Of course you are. Love you. Bye. Exclusively on the McDonald's app. 18 plus, service fee and small order fee may apply. But it's replacing restaurants. Serving times and teas and teas and sees apply. Just sit and friends in the morning. Entertaining and informative.

On the Red Apple Podcast Network.

Joe Concha is, I think, getting hooked up here.

He's calling in now.

So we could talk with Joe in a second here, guys.

And then Greg Kelly's going to be on later this hour as well.

But Joe Concha joining us right now.

So Joe, Merry Christmas. Happy New Year. How are you? Doing well. How are you, sir? We're doing quite well. We're just kind of rolling along here as Sid is off for the holiday. But we are happy to catch up with you. hope you had a good time with the family

and all that good stuff.

Absolutely.

Got everything I wanted.

Apparently I was nice this year for once. Oh, you were on the nice list. Yes. Good, good, good. You only worked 18 hours a day, not 24. Exactly, yeah. It's nice to get that three hours of sleep. So there you go, but I happen to join you guys.

How are we doing?

We're doing well.

Tell us, what did you do? Other than work, what did you, what else did you do for Christmas? Let's see. So I was on Fox and Friends at 6.30 in the morning. That was fun. That was Christmas. Christmas Eve went to my dad's. what I did, Katz, was I married a girl just by happenstance, who's from my parents' hometown.

So... Christmas Eve went to my dad's. What I did, Katz, was I married a girl just by happenstance, who's from my parents' hometown.

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