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Hi, and welcome to The Longview. I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

And I'm Jeff Patak, Chief Ratings Officer for Morning Star Research Services.

Our guest on the podcast today is author and blogger J.L. Collins. He blogs about financial independence and other matters at J.L.Collinsn.H.com. Jail's first book, The Simple Path to Wealth,

Your Roadmap to Financial Independence and a Rich Free Life, was published in 2016 and has become

something of a Bible for people in the Financial Independence Movement. His new book is called

Pathfinders, Extraord of people like you on the

quest for financial independence. J.L., welcome to the Longview. Christine, it's a pleasure to be back.

Thank you for having me. Well, we're excited to have you back. So we do want to talk about your

latest book, Pathfinders, which is a collection of essays from real people

about how they found their ways to financial independence. Can you talk about the genesis

for the book?

Yeah. So I published The Simple Path to Wealth in 2016. And within months of that book

coming out, I started to receive notes from people

talking about how they were taking the principles in that book and adapting it to their

unique situation. And that was remarkable to me because when I was writing the book,

I was writing it for one specific

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