Jennifer Riria, banking chief: Financial system still excludes women
The Interview
BBC
4.3 • 537 Ratings
🗓️ 21 May 2026
⏱️ 24 minutes
🧾️ Download transcript
Summary
“Most of Africa is rural, and although urbanisation is taking root now, the systems that deliver financial services to women are still eluding them.” Leanna Byrne speaks to microfinance pioneer Dr Jennifer Riria about her life, career, and personal mission to improve the lives of women in some of Africa’s poorest communities. Having started life in a poor, rural village in Kenya, Dr Riria worked her way up to develop and run one of the biggest microfinance institutions for women in Africa. Microfinance is a banking service providing small loans and more, to people with low income who might lack access to traditional banking. It’s aimed at fostering self-sufficiency, financial education, and entrepreneurship in developing areas. Her focus is not limited to finance. She also draws on her experiences of teaching at university, and consulting for UNICEF, the UN children’s aid agency, in order to progress women’s development in education and leadership. Thank you to the Business Daily team for their help in making this programme. The Interview brings you conversations with people shaping our world, from all over the world. The best interviews from the BBC, including episodes with Botswana’s president Duma Boko, entrepreneur Emma Grede, and astronaut Jeremy Hansen. You can listen on the BBC World Service on Mondays, Wednesdays and Fridays at 0800 GMT. Or you can listen to The Interview as a podcast, out three times a week on BBC Sounds or wherever you get your podcasts. Presenter: Leanna Byrne Producers: Ben Cooper, Ahmed Adan and Amber Mehmood Editor: Damon Rose Get in touch with us on email TheInterview@bbc.co.uk and use the hashtag #TheInterviewBBC on social media.
(Image: Jennifer Riria. Credit: Getty)
Transcript
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| 0:00.0 | BBC Sounds, Music, radio, podcasts. |
| 0:05.8 | Hello, I'm BBC journalist Leanna Byrne, and this is the interview from the BBC World Service, |
| 0:11.9 | the best conversations coming out of the BBC, people shaping our world from all over the world. |
| 0:18.7 | If you're not a little bit afraid, then you're not paying attention. |
| 0:23.4 | You have never seen a people so united. |
| 0:27.0 | Do not make that boat crossing. Do not make that journey. |
| 0:29.7 | Being born in America, feeling American, having people treat me like I'm not. |
| 0:33.8 | We're more popular than populism. |
| 0:37.1 | For this interview, I spoke to the African |
| 0:39.6 | business leader, Dr. Jennifer Ririr, over Zoom while she was in Nairobi. Having started life in a |
| 0:46.1 | poor rural village in Kenya, Dr. Ririrah worked her way up to develop and run one of the biggest |
| 0:51.9 | microfinance institutions for women in Africa. |
| 0:55.6 | Microfinance is a banking service providing small loans and more to people with low income |
| 1:01.2 | who might lack access to traditional banking. It's aimed at fostering self-sufficiency, |
| 1:07.4 | financial education and entrepreneurship in developing areas. |
| 1:11.8 | Her focus, however, is not limited to finance alone. |
| 1:15.7 | She's also utilised experience from a career which has included teaching at university |
| 1:20.6 | and consulting for UN Children's Aid Agency in order to progress women's development |
| 1:27.3 | in education and leadership. |
| 1:29.4 | My vision drove me to desire to be able to serve women in a different way to deal with women |
| 1:36.4 | and leadership with girls excelling in education, not getting married so early to stop FGM, genital mutilation. |
| 1:47.6 | And then we needed to think of women and peace because we felt that that's one of the areas we need to deal with, which is not financial. |
... |
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