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Hi, and welcome to the Longview. I'm Jeff Battack, Chief Ratings Officer for Morningstar Research

Services. And I'm Christine Ben's Director of Personal Finance and Retirement Planning for Morningstar.

Our guest this week is Jeffrey Kline Tot. Jeffrey is managing director, chief global investment

strategist for Charles Schwab and company. In his role, Jeffrey analyzes and comments on international markets,

trends, and events. You can find Jeffrey's commentary on social media at at Jeffrey Kleintop,

as well as on Schwab's site, where a full library of his content is available.

Jeffrey is quoted often in national media and has been a regular guest on CNBC and other television outlets.

Prior to joining Schwab, Jeffrey served as chief market strategist at LPL Financial.

He received his bachelor's in business from the University of Delaware and his MBA from Pennsylvania State University and is a chartered financial analyst charter holder.

Jeffrey, welcome to the Longview.

Thanks for having me, a long time listener,

first time guest, so this is great.

Well, we're thrilled to have you and thank you so much for listening.

We wanted to start out kind of big picture level.

You are getting sort of this fire hose of information

on a daily basis. We know that you're very practiced at sort of processing and making sense of that.

...