Jay Must-Listens: 3 Easy Money Habits That Will Change How You Save, Spend & Grow Your Money
On Purpose with Jay Shetty
iHeartPodcasts
4.8 • 28.5K Ratings
🗓️ 10 December 2025
⏱️ 71 minutes
🧾️ Download transcript
Summary
Today, we will explore one of the most emotionally charged and misunderstood topics of our time: money. Not just how to make it, but how to build a healthy, grounded, and spiritually aligned relationship with it. You’ll hear raw insights from leaders like Scott Galloway, Jaspreet Singh, Codie Sanchez, and Lewis Howes, each offering a window into the habits, mindsets, and blind spots that keep us feeling financially stuck. From the shame many of us carry around saving to the ways our education system failed to prepare us, this episode reveals why so many people feel overwhelmed by finances and why that struggle is more normal and more solvable than we think.
Scott Galloway explains why saving feels impossible today and why young people need discipline, forced systems, and a focus on building human capital. Jaspreet Singh breaks down the habits that keep people financially stuck, overspending, blind trust in the system, and not understanding how money works, and shares how he learned that real wealth comes from owning assets. Codie Sanchez simplifies the risk, reward equation, urges beginners to start with low-cost index funds, and reminds us that the highest-return investment is always in ourselves. Lewis Howes brings the spiritual side of money to life, showing how healing our relationship with money opens the door to abundance, gratitude, and new opportunities.
In this episode, you'll learn:
How to Build a Realistic Saving System
How to Create Forced Savings That Actually Work
How to Shift From Spending to Investing
How to Break Free From the Poverty Mindset
How to Build Wealth Through Equity, Not Salary
How to Strengthen Your Relationship With Money
You don’t need to have everything figured out to begin. You don’t need the perfect plan, perfect timing, or perfect background to build a healthier relationship with money. What matters is your willingness to learn, to question old patterns, and to try again even when things feel overwhelming.
With Love and Gratitude,
Jay Shetty.
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What We Discuss:
00:00 Intro
00:55 Building a Framework for Realistic, Healthy Saving
06:19 Why Saving Feels Harder Than Ever
13:27 The Three Habits That Keep You in a Poverty Mindset
33:51 Why You Need Both Vision and Execution to Build Wealth
37:16 Why Investing in Yourself Comes First
41:07 Stocks and Bonds Explained Simply
43:52 Stepping Into the World of Private Investing
45:03 The #1 Shift That Can Transform Your Financial Future
48:36 Giving Yourself Permission to Explore Possibilities
54:53 How to Create a Respectful Relationship With Money
01:04:12 The Power of Living Beneath Your Means
01:06:54 The Hidden Costs of Chasing Easy Money
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Transcript
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| 0:00.0 | This is an I-Heart podcast. |
| 0:02.5 | Guaranteed Human. |
| 0:04.3 | How many of you would like to make more money this year? |
| 0:09.5 | I'm guessing the answer is yes. |
| 0:11.5 | All of us need to make more money to take care of the people we love, to build the dreams, |
| 0:16.0 | and to build our life. |
| 0:18.1 | But what happens when we're told to chase wealth, but never taught the rules of money? |
| 0:23.3 | Nearly half of the adults in the United States grade their financial knowledge a sea or worse. |
| 0:30.1 | Yet social media pushes get rich quick. True freedom isn't about hacks. It's about discipline, |
| 0:37.3 | risk, and understanding money. |
| 0:39.7 | The number one health and wellness podcast. Jay Shetty. |
| 0:43.1 | Jay Shetty. |
| 0:43.8 | He won, the only. Jay Shetty. |
| 0:47.9 | In this episode, you will hear from financial experts who share lessons on saving, investing and building wealth that serves your goals, |
| 0:58.0 | not your impulses. Scott Galloway puts it simply, saving isn't about willpower. It starts with |
| 1:05.7 | having something to save. Reclaiming just 8 to 10 hours a week from distractions like TikTok or gaming could shift |
| 1:13.8 | your financial future. And discipline, it comes most easily from automation. Only 17% of Americans |
| 1:21.8 | use automatic deposits or transfers to build savings. Yet it's the most reliable way to grow wealth without relying on |
| 1:30.8 | willpower. What I love about Scott's message is that he doesn't frame money as an overnight |
| 1:36.0 | breakthrough. He frames it as an ongoing practice. Here are the key takeaways. Start small, |
| 1:43.0 | automate it, let time do the compounding, and remember, |
| 1:47.1 | your early years are for workshopping. Don't expect perfection. Expect to keep showing up, |
... |
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