Jade & Rachel Share Their Own Personal Budget Busters (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 1 May 2023

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

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Summary

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should we pull from retirement to pay off the house?" Why you shouldn't get a loan to buy a mobile home for a rental, Jade & Rachel share their own personal budget busters, Getting a masters degree. Support Our Sponsor: Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Scientific reflecting
0:26.5	Positive
0:29.7	Live from the headquarters of Ramsey Solutions
0:32.5	Broadcasting from the pods moving and storage studio. It's the Ramsey show where we help you build wealth
0:39.4	We help you do work that you love and we help you build actual
0:44.0	Amazing relationships. I'm your host Ramsey personality Jade Warshaw and I'm joined by my co-host Rachel Cruz host of smart money
0:52.8	Happy hour host of the Rachel Cruz show and
0:55.4	We're taking your calls today gives a call the number is triple eight eight two five five two two five
1:01.7	Whatever you call in with we're gonna talk about it whether it's something going on with
1:06.7	College how are you gonna pay for college what's do with your student loans?
1:10.2	How to buy a car how to buy a house whatever it is give us a call
1:13.4	We want to take your call and we're gonna go to Andrew and Alberta, Canada. Oh, what's going on Andrew? What's up in your world?
1:20.8	Not much. Thank you for taking my call. I really appreciate your time. You're very welcome
1:25.8	So I'll just get my questions pretty short long story short is my wife and I are both 34
1:32.2	We're on baby steps 45 and six. We could be on seven
1:36.7	We don't have much of a mortgage or so up for you about 108,000
1:40.0	And I really want to pull from our retirement accounts just to finish paying off the house
1:45.5	But my wife's a little bit hesitant and so I'm just wondering if it's a good idea or if it's not
1:50.6	Hmm, so most of the well all the time Andrew at least here in the states
1:56.6	We do not recommend casting out retirement because there's fees and penalties before you're 59 and a half
2:01.6	And in Canada what is there? What's the what's the age limit there for pulling retirement?
2:07.5	Well like oh man, it depends like I just know like we because you guys have a rough IRAs
	...

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