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The Ramsey Show

It’s Not About What You Did, It’s About What You Do Next

The Ramsey Show

Ramsey Network

Investing, Self-improvement, Education, Business

4.538.5K Ratings

🗓️ 26 October 2023

⏱️ 118 minutes

🧾️ Download transcript

Summary

Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I get on the same page as my husband?" "When can I afford to buy a house?" "Should I pause the Baby Steps after losing my job?" "Should I use savings to pay off debt?" "We went $32,000 over our wedding budget..." Trying to find a new career, "Can we upgrade to a better apartment?" Deep dive on Baby Steps 1-3, "Should I go into debt for an internship?" "Pull from stocks to pay off my car?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature USCCA BetterHelp Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Prep for open enrollment—take our coverage quiz! Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:29.0

Live from the headquarters of Ranji Solutions, this is the Ranji Show.

0:33.0

It's where we help you win in your life, specifically your money, your work, and your relationships.

0:38.0

The phone number is AAA8255225, AAA8255225.

0:45.0

I'm Ken Coleman, joined by my colleague and dear friend Jade Warshaw.

0:49.0

And we are here for you this hour. It's a free phone call America.

0:53.0

And so we want to help you. Some of you are very new.

0:56.0

We see this in the data. We see this in the reports every day.

1:01.0

And we know that we've got some language that maybe you're not used to.

1:06.0

The baby steps. So we're going to get into that later this hour.

1:09.0

That's going to be a lot of fun. Just some basic breakdown to bring a lot of you into the conversation

1:15.0

because this process absolutely works. So we want you to understand it.

1:19.0

So let's get to the phones. We start off with Anne in Sacramento. Anne, how can we help?

1:25.0

Hi. How are you guys doing?

1:28.0

Great. How are you?

1:30.0

Good. My, so my basic question is my husband and I have recently decided to get very intentional with getting out of debt.

1:38.0

There were current mean babies that too. I'm very familiar with the theft.

1:42.0

I used it prior to us getting married to get out of my student loan debt.

1:47.0

So I'm very familiar with the intensity and everything.

1:51.0

And so five years later, would not be super intentional with our budget.

1:56.0

But my question is, I wanted to do a few. He wasn't open to it.

2:03.0

Didn't think I would be for him. I even asked for my birthday present.

...

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