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Peace be upon you, and may Allah, may peace and blessings of Allah be upon him, his family, his wife, his wife, his wife, his wife and his wife.

So, we are well aware that one of the biggest issues of consternation, of controversy,

between the American Muslim community.

Frankly, the Western Muslim community is the issue of purchasing a house and the mechanisms

were doing so whether one is allowed to avail oneself to the conventional mortgages or whether it

is permissible to go to the Islamic bankings or is it even Islamic these particular banking

systems that are out there the various enterprises that are giving these Islamic mortgages are they

truly Islamic and halal or not and I've been bombarded as all of the students of knowledge and

scholars have been for so long and I've been delaying giving a full and detailed response and

today insha'Allah we will begin with a very deep and intensive dialogue and I have with me joining

me today somebody whom I consider to be not just a friend but a mentor and that is Dr. Hatim Al-Hajj

Dr Hatim Al-Hajj before I ask him to speak I have to introduce him and I'm sorry to be a little bit

praising here so maybe Dr Hatim you can put some some ear plugs on insha'Allah but I consider Dr

Hatim Al-Hajj to be one of the one of the sources of Islamic law and fatawa in this country

and on a personal note when I myself am wondering about something or when I bounce ideas off of

somebody when I don't really know myself which direction to go about a filthy issue or something

then the first person that I text is actually Dr. Hatim Al-Hajj and of course Dr. Hatim Al-Hajj

isn't just a sheikh or an alim he's also board certified in the pediatrics by the American board

of pediatrics so he's a practicing doctor as well he has a PhD in comparative fict from Lebanon

from a jinnan university and he's also done an MA in Shari'a from the American Open University

...