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Live from the headquarters of Ramsey Solutions, broadcasting from the pods of moving and

storage studios. It's the Ramsey Show. That is Don Cash's King and the paid-off home mortgage

has taken the place of the BMW as the status symbol of choice. We help people. Build wealth, do work,

they love and create actual amazing relationships. Dr. John Deloney, Ramsey personality number one,

best selling author, host of the Dr. John Deloney Show. Mental Health Expert is my co-host today.

Open phones at AAA8255225. That's AAA8255225. Hardy is going to start this hour in Atlanta, Georgia.

Hi, Hardy, how are you? Hey David, how you doing? I'm great and great. Good man, how can we help?

Yeah, um, okay, so I completed the baby steps officially, I would say failure, but I paid

off my mortgage in December. This is Pathy Simmer. Great to go, man. Thanks. And now, my job

due to COVID went out of business and that was April. But they paid everyone up to five months.

And so technically now I don't have a job, but I've completed the baby steps. I have my

my, my, my paid off mortgage. I have my, my security way to go. Why don't you have it? Why don't you

have a job? Why don't you have a job? Okay, well, when they, when they lay it as all,

they paid it, they paid it as well. And if you had five months to go find a job, why didn't you

found one? Because it's a little complicated as far as with the, um, well, I was in school last

year and I was trying to get out of the field that I was in. I was a machine operator and I was

in school at the same time for age-based education. So, um, this year was me just finishing up

some more of the classes due to COVID. I had to continue going to the classes because we

wasn't allowed to go to the college while COVID was going on. So it, it, it, it, it, it, it,

it prevented us from being able to, it's, you're trying to get a two year certification and HVAC.

Yes, yes, I know, no, not a certificate. I got diploma. I was, yeah,

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