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Stuff They Don't Want You To Know

Is the Entire Credit System a Conspiracy?

Stuff They Don't Want You To Know

iHeartPodcasts

Society & Culture

4.211K Ratings

🗓️ 30 January 2026

⏱️ 77 minutes

🧾️ Download transcript

Summary

If you live in the US, you've probably had to work out a weird thing called "credit" -- your credit score, dictated by private organizations, determines a huge part of your life. And, as Ben, Matt and Noel learn in tonight's episode... there may well be a genuine (and dangerous) conspiracy at play.

They don't want you to read our book.: https://static.macmillan.com/static/fib/stuff-you-should-read/

See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

From UFOs to psychic powers and government conspiracies, history is riddled with unexplained events.

0:06.9

You can turn back now or learn the stuff they don't want you to know.

0:12.0

A production of IHeart Radio. Hello. Welcome back to the show. My name is Matt.

0:28.6

My name is Noel. They called me Ben. We're joined as always with our super producer, Dylan, the Tennessee pal Fagan. Most importantly, you are you.

0:39.0

You are here.

0:40.4

That makes this the stuff they don't want you to know.

0:44.1

And tonight, friends and neighbors, fellow conspiracy realist,

0:47.7

and hopefully, literally everyone on Netflix,

0:50.7

we are exploring something.

0:52.3

A lot of us honestly don't like thinking about.

0:56.9

Credit.

0:58.0

Jay-Z has a whole song about it, which is pretty good.

1:01.5

We're talking about a song called The Story of OJ by Jay-Z.

1:07.9

Controversial to some talks about credit.

1:14.0

We also want to let you know, folks, since we're back to our original roots as a video podcast, we've got to let you know that some of our

1:22.4

scenery is changing back and forth as we are on the road at various times.

1:28.9

And we can't thank you enough for sticking with us.

1:33.1

And we're giving you a lot of credit for this.

1:36.0

Guys, it's true that for a lot of our longtime listeners, friends and neighbors, around the

1:42.9

world, the idea of credit or financial

1:48.0

stuff may not seem to be the usual stuff they don't want you to know fair, but we argue

1:54.7

credit is inherently conspiratorial. I mean, think about it, You guys, we talked about it a little bit off air

...

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