Welcome to Money for the Rest of Us.

This is a personal financial on money, how it works, how to invest it, and how to live

without worrying about it.

I'm your host, David Stein, today's episode 408, it's titled, Is Success Due to Hard

Work, Talent, or Luck.

I recently had my iPhone fixed.

I replaced the back of the phone, and they actually gave me a new phone for the back, and

then we used the old screen.

I backed up the phone to iCloud, but didn't realize that the two-factor authentication

app I used wouldn't back up automatically to iCloud without giving its specific permission.

That meant I was locked out of a number of websites, including our payroll company.

It was a real pain, because you had to upload a photo of yourself, as well as a photo

ID.

There is still some accounts that I haven't restored yet, just because of the headache

of getting access again.

Last week, Elon Musk closed on his purchase of Twitter, after a legal battle to try to exit

the purchase.

As part of the discovery process, the Delaware's Court of Chancerey released hundreds of

text messages, and emails sent to and from Musk.

Charlie Warzel, in the Atlantic, wrote the 151-page redacted document is a rare, unvarnished

glimpse into the overlapping worlds of Silicon Valley, media, and politics.

I didn't spend much time on the document, but I did look at it, and was amused that

...