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I'm Canadian and I moved to Orlando, Florida on a work visa. And when I moved, I bought a house with my mother in Orlando, Florida.

And my dad was really, he's like risk-averse and he was against it kind of like the whole time in the beginning because he was just afraid like moving country to country.

He just didn't want any part of it. So we ended up, me and my mother are on the deed of this house in Orlando, Florida. We were paying the mortgage. And then after a year, my mom convinced my dad to pretty much, she had like US money in his bank to buy the entire house. So we don't have a mortgage anymore. And then my question is we always, we kind of hit heads where like house taxes or anything that happens with the house, if we need to a fridge or like the roof or something, we still

divide that bill by two between me and my mom, but I keep saying we should divide it by three

since he owns majority of the house. So when we sell the house, you can get most of the profit. And I love my parents. Like we're amazing. It's just I always, in my head, I think we should divide the bills by three. But am I being a bracket? I don't have a mortgage anymore. So like, am I just, like, just not being a good daughter and just should just do divide by This is like a common core math riddle. This is real complex. What was the agreement when you guys got into the house? Did you both put equal parts for the down payment? 50-50 on the mortgage. Yeah, me, my mom both put $45,000 U.S. It was like 90,000 down payment. And then we were both paying, yeah. And then he paid how much to knock out the mortgage? 204, $204,000. And I think like over, like it was two years, me and my mom were paying, and we got it to a point where 204 was left. So he owns $204,000 of the house, and then me and my mom owned the rest. And it turns out it turns are married too according to what and who was there an agreement a contract uh no just like verbal

but your your mom and your dad they keep their money separate no no they keep it no they keep it together but just my mom my dad didn't want anything to do with the

house kind of thing but then they always bring it back well they're married so anything that happens my mom comes to my dad right so so

if you leave what happens do you get your share back do they buy you out yeah yeah pretty much

it's either they buy me out or we sell it all together and then we all go with our our different

portions well i think i think i think you have to decide something first off.

First off, you have to decide, are you viewing, the reason I ask my question is because

if your mom and your dad were keeping their money separate, then you could think of it as

thirds.

But because it's one group of money for them and then one group of money for you, it really is a

50-50 deal.

So whether you want to see it this way or not, when you and your mom bought this house, quote, 50-50, your dad was included in that, whether he likes to put his name in it or not, that was 50% of his money, right? That 50% was his money as well. So that's kind of the way I'm seeing it based on the way you said.

It's not thirds. It's their group of money versus your group of money. What's the long-term game plan here? You both want to stay in the house? Yeah, yeah. Well, my parent, it's actually, this is something too. So they're in Canada most of the time. They come visit me every two months. So I take care of the house while they're here.

I have the bigger room because I in Canada most of the time. They come visit me every two months. So I take care of the house while they're here.

I have the bigger room because I'm here most of the time.

And like, so that's an area thing too.

So it's like I'm technically not paying for mortgage.

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