Welcome to the Jill on Money Show.

It's Thursday, October 9th, and we are here listening to what is on your mind about your own lives and how the issues that arise impact your finances.

And I like to lead with your lives, your real lives, and the money is kind of the way

we get you where you need to go. And you don't need to have a lot of money to come on the program.

You don't need to have a little bit of money. We talk to anyone who writes in, has a question,

and has maybe weighing two different options or trying to get a sense of how they are doing,

then all you need to do if you're one of those folks is go to our website,

Jill onmoney.com, click the contact us button. It's in the upper right hand corner. Write us a note.

If you would like to join us on the air live, just check the box and Mark will do

everything else. Hey, don't forget to sign up for the free weekly newsletter comes out every

Friday. Mark does such a great job with that newsletter. And when you sign up for the free weekly

newsletter, you also get my blog, which, you know, I do tend to write every week or so and, you know,

whatever's on my mind.

And we would be delighted if you subscribe to that free weekly newsletter as well as the blog.

Okay, today we are going to talk to Jim who joins us from Connecticut.

Hello, Jim.

What can we do for you?

Good morning, Jill and Mark. Thank you very much for listening to me. Of course. I am 55. My wife is 56, happily married. I would like

your advice regarding retirement. We're planning to retire at the age of 60. That would leave me with five years and my wife four years.

Funny, once my wife knew that you're going to take my call and she said, can I retire

at 57 or 58?

Oh, now you, I see.

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