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It's a new workday. Today is number 20. That's the percentage of British people who have come up

with a business idea at the pub. True story, Ed. I've been reading a lot about the downsides of

alcohol, Ed, and I finally decided to do something about it, I've decided to stop reading. Listen to me. Markets are bigger than I. What you have here is a structural change in the world distribution. Cash is trash. Stocks look pretty attractive. Something's going to break. Forget about it. Here's a question. Have you ever come up with a business idea at the pub or at a ball?

I feel like you probably have. God, I've had so many bad business ideas. Is that where you came up

with Aldvalk? Oh, you know about Ardvark. That's very impressive. I tried to roast you there. I can't

tell if it landed. What did you, about coming up with a bad business idea at a bar?

That's right.

Well, here's the thing.

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