Is Now a Bad Time to Invest Because the Market Is So High?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Investing, Business

4.6 • 3.6K Ratings

🗓️ 2 January 2026

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	This episode is brought to you by SmartVestor.
0:07.8	Connect with an investing pro near you at ramsysolutions.com slash smartvester.
0:13.4	The Ramsey Show Question of the Day is sponsored by Why Refi?
0:18.1	You can't change the past, but you can change your next move.
0:22.2	Y-R-R-R-R-E-Fi helps people with defaulted private student loans refinanced to a payment that fits their budget.
0:29.2	Visit Y-R-R-R-E-F-Y. That's the letter Y-R-E-F-Y.com slash Ramsey, not in all states.
0:36.5	Our question of the day, today comes in by voicemails so
0:40.2	kelly give it a play hi i have a question about jumping into investing at this time when stocks of
0:46.5	trading so high i have about a hundred thousand dollars that i'm looking to invest but i'm
0:51.3	wondering if everything is so high if this is a bad time to jump in. Am I just going to lose money?
0:57.3	I'm a little bit paralyzed with regard to what to do with this money. It is all I have. I have no
1:02.9	debt. I don't have a ton of property or anything. So this is my retirement savings at 65. Thank you.
1:10.7	Wow. Okay. Well, it's a good 65. Thank you. Wow.
1:11.6	Okay.
1:12.5	Well, it's a good question.
1:13.7	Thank you for calling in with that.
1:16.1	We would tell you to sit down with a good Ramsey SmartVestor Pro,
1:20.6	someone that we recommend in the investing world,
1:22.9	and have a good talk with them and start to understand your options.
1:26.5	But I can pan back a little bit,
1:28.4	and we can talk about the question in general. All right? In general, is it a good time to invest
1:35.6	because the market's high? That's Sue's question, right? And so if you take $100,000 and you're
	...

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