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Jay, here's this article. I want to get your take on. Okay. And it involves TikTok. All right.

Loud budgeting is going viral on TikTok and for good reason. Yeah. Okay. Yeah.

So define loud budgeting for those that don't know. Okay. So loud budgeting, this is me and my own words.

It's basically people coming on Instagram and sharing openly, they'll either openly share their actual budget or they'll share all the tips that they're using to spend less.

They're just being open.

For once people, for once, I think social media has taken a turn

for the good because we're being real. And I think that this loud budgeting thing is great

because it's really relatable. No one wants to see you standing in front of somebody else's

personal jet, right? Like, nobody else wants to see you, oh my gosh, look at this new Louis bag I bought. And like you're like influencing right. People want to see here's the thing in 2024. I'm getting my money right. Guys, look at my budget. You know, I'm spending $500 on groceries. You know, I'm not doing any Uber Eats. I've decided I'm not, you know, I'm doing a no spend month. People want to see that because that's real. And that's really what loud budgeting is about. I've seen a lot of different types.

It's the social accountability, it seems. And it's flying in the face of, it's the opposite of

quiet luxury. That's how it started. I think this guy Lucas Battle started this TikTok trend of

loud budgeting, but it's pushing against this influencer consumerism pressure and it's people

owning saying, I can't spend money on that. Right. Normalizing real money talk. What's frustrating is

that we're out here, we're talking about budgeting every day and people dog us for it, but then Gen Z

makes a viral TikTok trend and now budgeting is cool again. It's like, Dave's like, get the envelope

system. They're like, he's an out of touch boomer.

And then it's like, cash stuffing is in. The new viral trend among Gen Z. I'm like, they're just budgeting. I know. With the cash envelope, this is confusing. But this is one trend I'm not mad about, Jade.

Unlike Stanley Tumblers and Crocs. Facts. This is a trend I can get behind because this is really just sharing your money aspirations and as our friend Dr. John Deloney would say, choosing reality. Yeah.

Going, I am broke and I'm going to be open and honest with that and drop the shame and the

guilt and go, I need accountability. Listen, I say all the time, the most powerful thing that you

can do for yourself and for others is start utilizing the word no and start

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