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Jill on Money with Jill Schlesinger

Is It Time for Us to Get a CFP?

Jill on Money with Jill Schlesinger

Audacy

Education, Investing, Business, Self-improvement

4.61.9K Ratings

🗓️ 14 October 2025

⏱️ 20 minutes

🧾️ Download transcript

Summary

I’ve always done our finances, but think it might be time to hand it off to a professional, but I’m really struggling with letting go. Can you help?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Transcript

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0:00.0

Welcome to the Jill on Money Show. It's Tuesday, October 14th, and we are here trying to listen to what you are going through in your life. And we're trying to help guide you as to some of the better financial decisions that you may want to consider,

0:23.4

or just alternate routes that you may want to consider.

0:26.8

If something is going on, maybe you're thinking about a new job,

0:28.4

maybe you're thinking about retirement,

0:31.9

maybe you're thinking about relocating, whatever it is,

0:35.1

and it is at all associated with a dollar sign,

0:36.7

get in touch with us.

0:56.8

Go to jillonmoney.com. Click the contact us button. Write us a note. And if you want to join us on the air live, just check the box. Mark will do everything else and he'll arrange that. Don't forget to sign up for the free weekly newsletter. It comes out every Friday. And check out all the other content that lives there. We've got another show, another podcast called Money Watch.

0:57.8

We've got a radio show.

0:58.7

We've got resources.

1:03.9

We've got videos, all that stuff right there on the website, Jill onmoney.com.

1:09.5

Today, we are joined by Chris, who is listening to us in New Hampshire.

1:45.0

Hey, Chris, what's going on? How can we help you out? First of all, thank you so much for taking my call. I feel like I'm talking to a couple of rock stars because I absolutely love your show. Oh, you're very sweet. We're just regular people. Don't worry, Chris. Just you and me talking with the millions of others, maybe thousands. Well, you help a lot of people, and hopefully you can sort of help me out today too, so I appreciate it. Fantastic. What's up? Well, I first reached out to you guys wondering if it was time for us to get a financial planner and if it made sense. And in that time frame, in the last couple weeks, we actually did go ahead and get one. Okay. So my first question I would be, I guess, would be once we go through things, did we make the right move in our situation?

1:52.0

I feel good about it, but I'd love to hear your thoughts on that.

1:56.0

And then the other big question is, you know, am I good to stop working? My confidence is not there just with everything

2:02.9

going on in the world right now and we're going to need health care, the price of that and the government

2:07.7

shutdown and social security. It's so much. It's too much. It really is. So, Chris, how old are you?

2:14.5

I'll be 59 next year and my wife is 60. Okay. And next year. I'm sorry, next month.

2:21.6

Oh, next month. Okay. So I'm just going to say you're both 60. Let's do that. And are you both working full time?

2:27.9

No, my wife is retired. She retired a number of years ago. And I am still working. I actually took a pseudo retirement about three

2:37.0

years ago and then found out all my friends were still working. So I decided I had an opportunity

2:42.2

to go back. So I'm working again, but I'm very bored and want to stop. Wait a minute. It's like,

...

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