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Our final question for today brother Nasir from Minnesota says is it permissible to purchase extended

warranties on a product I'm gonna purchase an expensive electronic device and I have the option of adding on an

extended warranty is it permissible or not?

The response to this question is actually as usual very very complicated you can have two or three opinions out there

Believe it or not there's actually three opinions I can give you meaning two would say it's it's allowed

two would say it's not allowed and they'd give different reasons and what would say that it is allowed or you can even

out of four so depending on who you ask but again the rapid Q&A it really goes back to a

person's position on insurance and also a person's position on radar or uncertainty and because this is rapid fire Q&A

Let me simply state that the position I endorse and it is the position of one of my teachers

It is also the position of one of the the specialist economic

Fatwa committees based in the Middle East and that is that if at the time of purchase at the time of purchase

A warranty can be added either from the manufacturer or from the buyer doesn't matter to us

But at the time of purchase you connect the warranty to your purchase price even if it's more in this case

It is permissible to purchase a warranty

However, if you're going to purchase the warranty afterwards

Not related to your contract of purchasing the item and it is from a third party in this case

You are directly purchasing insurance and generally speaking

We should not directly purchase insurance now somebody can say what's the difference the difference between

The increasing of the price of the product in return for extending the warranty

Versus purchasing the separate coverage is that the warranty in the first instance

It is directly linked with the sale of the transaction the actual transaction and the basic principle of Islamic

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