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The Ramsey Show Highlights

Is It Foolish To Leave a High-Paying Job for This?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 15 June 2024

⏱️ 7 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. Today's question comes from

0:08.1

Jennifer in Georgia. My husband and I both work outside of the home and have two school-age

0:15.6

kits prioritizing time together as a family is challenging with our current schedules. We've been

0:19.8

alternating picking up the kids from school based on our work schedules. This is not ideal, and our employers

0:25.0

are getting tired of it. Together, we earn over $400,000. The only debt is our home. I carry our health

0:32.0

insurance through my employer. I was recently offered a position that will give me the flexibility

0:35.5

our family needs. However, it is an hourly position with no benefits at $63 an hour.

0:41.3

Is it foolish to leave a well-paying job with benefits that I love in order to spend more time with the kids?

0:47.1

My heart tells me one thing, my brain tells me another.

0:50.3

Well, this is where I wish I had somebody on the phone, Dave.

0:53.2

But if we are collectively earning

0:56.3

over $400,000 and we like our work, the word love actually is used here, I'm paying somebody

1:04.3

to pick up the kids, maybe a college student or a grandmother. I just don't understand the problem here as to why we would

1:12.5

leave a job we love when we have no debt except the home and 400K income, and the problem

1:18.4

is picking up kids after school. And that's the way this is laid out, Dave. So I think there's

1:23.3

something more here under the surface, but I would not take the hourly position in this scenario at

1:29.4

all. Yeah, she switched gears in the middle of the email. That's the problem. She sets it up as

1:36.1

it's a work schedule thing. We can't pick up. We have trouble picking up the kids. The employers are

1:40.6

aggravated. But then towards the bottom, she says, is it foolishly well-paying

1:46.8

job with benefits that I love in order to spend more time with the kids? Right. So, which is it?

1:53.7

Because picking them up is not the issue. It's the second one, which is why she's asking the

1:58.6

question. And so when somebody says, my heart tells me one thing, my brain tells me another, the heart is with the kids, wanting flexibility,

...

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