It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxing. You've got financial questions, he's got financial answers. It's Brian Preston,

the money guy. This is from Taylor. At what age would you say the opportunity cost of going back

to college to pursue a different degree or an advanced degree really is not cost effective in

the long run? That's a really interesting question. I'm going to tell you two stories about

two folks that we know. The first person was very successful in the military and then they went

into the medical field and they were a specialist in the medical field and worked their entire

career in the medical field and they loved it and they were very successful at that and did a

lot of great work. I'm like, you know what? I think I want to get out of medicine and I have this

passion for personal finance. I want to become a financial advisor. So even though this person

was at the financial independence point, they decided they didn't want to retire and go sit in

the beach. They wanted to retire and go into financial planning. So rather than having to go back

to a traditional four-university, there are programs where you can go get the necessary education

requirement. You can satisfy the state planning and insurance planning and investment planning

to be able to sit for the professional exam, the CFP exam, pass the exam and then you can pursue

that career. So this person was able to make a career shift without having to go back to go do

different type of degree or go accumulating to debt or pay for tuition and room and board and

stuff, even though he was at the financial independence point. So there are ways that you can pursue that

and the ways you can shift even later in life without thinking about going back to school.

So I'm going to summarize you basically because we've had several people come to us that were

successful in one career. They've essentially retired too or taken it's not really off.

It's like you hear about the fire movement. Sure. Financial independence retire early, but these

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