There's a lot to unpack, but I won't go back just to begin for a sec because you made a very wise decision that most Americans don't make and

You bought multi-family right away

Because you know most times in you know in our communities

It's like we save enough money to buy the home that we can afford or the dream home that we think we can afford and we realize later that we can't

But you started with multi-family right away

Was that the strategy all along as you had been seeing people do that and as that as a way of having passive income?

Yeah, that was definitely my objective and that we wanted to

You know, you think about right the fundamental equation is this

Most people buying to that American dream right where you know if you take it person they go out and buy home

They save all their money they buy single family home. They move into it

The next 30 years mostly the disposable income is going to pay that mortgage

That's it, but if they just did something a little bit differently buy a couple of income generating assets first

Right in the case I was talking about

When I bought my first multi-family. I mean that was making me between 800 and a thousand dollars a month

So they're called a thousand dollars a month

If you make a 60 grand and you buy a multi-family house and you can make yourself an extra thousand dollars a month

You've given yourself a 20% raise

Right and you can do that repeatedly and the more assets you have that a generating income for you

The easier it is to buy your next one and your next one right

It's like getting off of that point of inertia

But if you choose to buy a single family home and move into it

I think you know, it's not as lucrative and it's not the wealth generating

...