Welcome to the Jill on Money Show. It's Wednesday, October 29th, and we are here answering your financial questions, trying to help you kind of parse out what is going on in your financial life. And sometimes this is a very emotional conversation that you could be having. Sometimes you're all very clinical and you are such do-it-yourselfers. You've got everything covered. It's okay. You don't have to have your act together to come on the air. You just have to have something going on that needs another set of ears and eyes. Mark and I have both ears and eyes. We are also both certified financial planners. So we love hearing from you. Just go to our website, jillunmoney.com. Click the contact us button. Write us a note. If you'd like to join us live, check the box. And Mark will do everything else. Hey, don't forget to sign it for the free weekly newsletter. And also check out our other podcast. It's called Money Watch. We drop our

episodes for Money Watch on the weekends on Saturdays and Sundays. We do a little deeper dive

into some of the building blocks of your financial life. And we talk to people. Some of them are

just starting out. Some of them are young. But most of all, we just love hearing from

anyone there out there who's got something going on. So we kind of parse it out for both shows.

Okay, so that's the Money Watch show. You should subscribe to that as well. Okay, let's do some

emails. Let's rock and roll. This is from Ellie, who writes, can you address travel spending? Yes, I would love to.

It's one of my favorite categories of spending. All right, Ellie says, I'm in my mid-50s, and my husband

is in his early 50s. They travel three times a year to Europe to spend time with his aging

parents for the last five years.

Oh, it's an end-of-life timeline for his mom who never saw Alzheimer's coming.

I'd like to be kind, but it's expensive to rent Airbnbs on top of the economy plane tickets.

We have foregone family vacations for years except to visit his family.

My family lives locally.

There's also considerations for me to be the sole parent of three active teenagers while

he's gone for over 50 days per year, potentially more going forward, even though since the

pandemic, I don't work.

Now he's preparing to quit his startup job and go on COBRA before finding private insurance.

His savings are, she's saying his and not hers.

Like, you know what I mean?

It sounds like Mark that they have very separate lives.

Anyway, his savings are modest as his early salary has been used to cover costs.

...