Is a ground rent cap a good idea for leaseholders and why is it controversial?
This is Money Podcast
This is Money
4.4 • 732 Ratings
🗓️ 30 January 2026
⏱️ 52 minutes
🧾️ Download transcript
Summary
The Government has announced plans for a cap on ground rent - is it a welcome policy that will finally fix a broken system or does it risk creating new problems along the way?
Helen Crane, Georgie Frost and Lee Boyce discuss the plans first revealed on TikTok by the Prime Minister, what's potentially changing and when.
Watch out - HMRC is about... Stamp duty investigations are on the rise - is it all Angela Rayner's fault? And how do buyers find themselves in the crosshairs?
'Metal madness' is still in full swing with gold and silver on a tear up with some huge gains this week, but also some hefty falls. What's going on?
NS&I has made some cheeky rate cuts but a cash Isa season seems to have erupted early - where can you find the best rates?
And lastly, wood burners. Are they an environmental no-no, or can they help save money on your energy bills?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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Transcript
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| 0:00.0 | Welcome to This Is Money podcast, sponsored by Charles Stanley Direct. I'm Georgie Frost and joining me and Lee Boyce today is Helen Crane. And coming up, the government's announced a cap on ground rent, a welcome policy that finally fixes a broken system or does it risk creating new problems along the way? |
| 0:19.6 | Watch out. HMRC is about. |
| 0:21.9 | Stamp duty investigations are on the rise. |
| 0:24.1 | Is it all Angela Rainer's fault? |
| 0:26.1 | Also today, despite a bit of a tumble this week, |
| 0:28.6 | gold and silver have been on a tear up over late. |
| 0:31.3 | Is it a sign of bad things to come? |
| 0:34.1 | NS9 has made some cheeky cuts to its bombs, |
| 0:36.7 | but cashed ice the season is upon us and |
| 0:38.7 | the rate battle is on. Plus wood burners. They're going cheap at the moment, but can you use |
| 0:44.2 | them without destroying the planet? Don't be getting to up to date with all the latest |
| 0:47.4 | breaking money news. Just go to this ismoney.com.uk or download the app. But first, |
| 0:52.9 | a message from our sponsors. |
| 0:58.0 | We know you love staying informed about money, therefore we think you'll love this. Charles Stanley directs financial coaching service gives you one-to-one time with a qualified |
| 1:02.4 | expert, helping you make sense of your finances and feel confident about your next steps. |
| 1:08.0 | Book a free 15-minute call today at Charles-dash-standly.com.com. U.K. forward-slash |
| 1:13.3 | financial coaching. That's Charles-dash-danly.com. U.K. forward slash financial coaching. Remember |
| 1:19.0 | investment involves risk. Now back to the show. Labor's announced plans to cap ground rents for leaseholders |
| 1:25.4 | in England and Wales at £250 a year from |
| 1:29.2 | 2028, with a promise to face and down to almost zero eventually. |
| 1:33.1 | It's welcome news for the over 80% of leaseholders who have to pay the charge. |
| 1:37.7 | But many say ground rent is only a small part of the problem with service charges, |
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