Is 2024 the END of Zero Down Real Estate? | 1380

Epic Real Estate Investing

Matt Theriault

Education, Business, Investing, How To

4.8 • 955 Ratings

🗓️ 10 November 2024

⏱️ 11 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this episode, we dive deep into why 2024 could mark the final window of opportunity for homebuyers to secure a property with zero down payment. As we face rising home prices, sky-high interest rates, and increasingly strict lending standards, the landscape for prospective homeowners is rapidly changing. We'll explore the key factors driving this shift—including ongoing legal battles that could reshape housing laws, the growing role of AI in manipulating market trends, and the looming threat of government-backed programs like FHA, VA, and USDA loans being phased out or restructured. But it's not all doom and gloom. We'll also discuss creative financing strategies that could help buyers and investors navigate these turbulent times. Methods like subject-to financing, lease options, and seller financing are becoming more popular as traditional pathways to homeownership grow more challenging. In this episode, we’ll explain how these alternative strategies work, and how they can give you a competitive edge in a market that’s anything but predictable. Whether you're a first-time homebuyer trying to break into the market, or an investor looking for new opportunities, this episode will equip you with the knowledge you need to stay ahead of the curve. Tune in to understand the forces shaping the housing market, and learn how to leverage innovative financing techniques to secure your place in the real estate market before the window for zero-down purchases closes for good. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Terio Media.
0:05.0	Hey, strap in! It's time for the epic real estate investing show. We'll be your guides as we navigate the housing market, the landscape of creative financing strategies and everything you need to swap that office chair for a beach chair. If you're looking for some one-on-one help, meet us at
0:21.7	rei-aise.com. Let's go. Let's go. Let's go. Let's go. Let's go. Let's go. Let's go.
0:28.2	This could be your last chance to buy a home with a zero-down payment. And if you miss it,
0:33.7	you're probably going to regret it. Because the real estate market has been on a roller coaster,
0:37.8	and this year, it's shaping up to be the craziest one yet. Home prices are climbing, interest rates,
0:42.7	they're not cooperating, and some major political moves are about to shake everything up. I mean,
0:46.8	we've got a perfect storm brewing in massive legal battles that could disrupt the entire
0:51.4	real estate industry. AI-powered companies are secretly manipulating rents and keeping properties vacant.
0:56.8	I mean, it's like a real-life housing thriller.
0:59.1	There will be casualties.
1:00.6	Will the zero-down deal be one of them?
1:02.5	Well, let's dive in.
1:03.4	First thing, the current state of real estate in 2024.
1:07.1	You know, one, you've got rising home prices.
1:09.8	Since the pandemic, home prices have surged, hitting record highs.
1:13.5	I mean, as of early 2024, home prices were around 47% higher than an early 2020,
1:19.6	with the median sales price now five times the median household income.
1:23.8	This surge, it's fueled by high demand, supply chain disruptions, and ongoing inflation,
1:28.7	which has pushed up the cost of building materials and labor. The affordability gap,
1:32.8	it's continuing to widen and widen and widen. It's getting really big, making it tougher
1:36.8	for first-time buyers and low-down payment buyers to compete in today's market.
	...

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