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All information is believed to be from reliable sources.

However, we make no representation as to its completeness or accuracy.

All economic and performance information is historical in nature and is not indicative of any future results.

Any indices mentioned on the show are unmanaged and cannot be invested indirectly.

Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnior and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University finance instructor and certified financial planner Chris Stein, teach you about IRAs,

borrow-in-case, annuities, social security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that they're available to help you plan for your retirement. Just visit their website at JimHelps.com.

That's Jim H-E-L-P-S dot com and click the Meet the Team button on the homepage. Now here's Jim and Chris

with today's show.

Well, hello and welcome to the Retirement and IRA show, EDU edition for this week.

On today's show, we are going to chat about the most recent Ed Slot test or exam, whatever you might want to call it,

that he gives to his advisors that train at his conferences and other training events.

And we make this a regular kind of recurring topic at the show here where Jim brings back the latest exam and shares us with us the questions that can be interesting.

I think today's show has got questions about IRAs.

And we do our best to now the last time, last few times we've done this, Jim had the advantage of answering the questions with the book available, which of course he then throws me the questions.

And today, both me and Jake, the questions cold turkey. So we, I think, have a little more challenging

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