At a time when investors are confronted with market volatility and a variety of challenges fueled by the uncertainty of inflation, unsettled geopolitical tensions, and economic pressures.

Justin Klein and Steve Peasley stand ready

to take your finance and investment questions and share their unbiased answers.

This is Invest Talk. Independent thinking, shared success. Invest Talk is made possible by KPP Financial,

a registered investment advisor firm serving clients throughout the United States.

The clarity for your path forward starts now.

Here is KPP Chief Executive Officer, Financial Advisor Justin Clyde.

Good afternoon fellow investors. Klein.

Good afternoon fellow investors and welcome back to Invest Talk.

This is our Monday, December 18th, 2023 edition. And I'm Justin Klein and I don't want to alarm anybody but we are

one week away from Christmas that's. And to celebrate that one week away from Christmas milestone, Luke Guerrero is back with us.

Luke, are you ready for Christmas?

Well, the way you put it, it sounds like I'm our listener's Christmas present this year which I hope is not true.

I'm sure they're going to get something much better.

Hopefully.

Well we're here for the next hour to help all of you make better decisions with your money.

We have a lot to unpack. It was, I wouldn't say it was an interesting day. It was kind of a

ho-hum day to be honest with you. We're in those last two weeks of the year which do tend to be somewhat slow, somewhat

low volume and that's what the Santa Claus rally tends to be about and our goal is to answer your finance and investment questions as well as bring

some relevant topics that will further your education and help you make better decisions with your money.

Now before we talk about the market performance today and run down our show topics,

we are going to answer our first caller question now.

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