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Welcome back. Ladies and gentlemen, you're listening to another edition of DIY Money. DIY Money. What's happening?

End of the year. You know what I love? Recently listening to the podcast when Steve edited and threw in Nate Bargazzi. Is it Bargazzi? Bargazzi. Whatever. Bargazzi. Pargatzy. It's a wazi. It's a woozy. It was phenomenal. It was awesome. Shout out to Steve, producer Steve. Been with us from the very beginning. Love him. Great guy. Unbelievable editing skills. You know, you hear him on national commercials now, too. He's like big time. Steve or Nate Bargatsy? Steve. Wait, really? Yeah, Steve does commercials all over the nation. I had been traveling and I'll hear some commercial on the radio and it's Steve.

I know that. I have been traveling and I'll hear some commercial on the radio and it's Steve. I know it. And he's laughing right now because he knows it's him too. I know it's you, Steve. All right. So we're rolling into New Year's. What does A. Howard do on New Year's Eve? I honestly have no idea. I do something different every year. You set me up for failure. No, I was going to ask you. I was like, well, tell me, no, you always, you always have a big party. I want to hear about how that's coming along this year. Three or four years ago, we were doing nothing on New Year's Eve, meaning, you know, you're out of a stage. There's a period where you go through, you have kids, younger kids, especially, and you're like, okay, we'll try to watch the ball drop. You know, I mean, you go through these cycles, right? So I'm like, in my 20s, it's like New Year's Eve, yeah, that's awesome, and you stay up till like the next Tuesday. And it's just unbelievable. And then you get older and you're like, oh my gosh, I just, I have a run tomorrow. I need to get into bed.

And then you have kids and you're like, oh my gosh, I just, I have a run tomorrow.

I need to get into bed.

And then you have kids and they kind of want to stay up and watch the ball. And I've even done the thing where I've played it on YouTube and like, oh, it's dropping, it's dropping. Get down. It's like 10.30, 10, 9, 8. And then they go and we call it a night. We're in bed, okay?

How do you matter?

All right.

Well, now we're at the stage.

Kids are older.

They're staying up.

We don't really care. And then they go and we call it a night. We're in bed. Okay. All right.

Well, now we're at the stage.

Kids are older.

They're staying up. We don't really care. You know, as long as we know where they are. And there was this one year where our kids were like, hey, we're talking about going over to so-and-so's house or we're going over to so-and-so's having a party or whatever. So I looked at my wife and I said, why don't we just have a New Year's Eve party here?

Like we'll just invite all of our friends.

All of our friends have children. having a party or whatever. So I looked at my wife and I said, why don't we just have a New Year's Eve party here?

Like, we'll just invite all of our friends. All of our friends have children that are roughly our kids the same age. They'd hang out with them anyway. We know they're at our house. And so we did, impromptu messaging out. Now everybody's in the same life stage. So what was everybody going to do? They were going to go to bed anyways.

So they're like, sure, we'll come over.

We thought this thing was going to do? They were going to go to bed anyways. So they're like, sure, we'll come over.

We thought this thing was going to be low key. All right. Show up around 9 o'clock. We'll have, you know, adives, maybe a little champagne. All right. But, of course, you know, you're in Kentucky. So people bring out the bourbon. we had a couple of mixed drinks, all right?

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