It's a new year and for millions of people around the world. That means turning over a new leaf.

And a lot of them may be you have resolved to make 2026 the year they commit to and stick to an investing plan.

Today is Thursday, January 1st.

Welcome to Motley Fool Money.

I'm your host, Jason Hall.

Today I'm joined by Fool analyst Dan Kaplanter and the aforementioned John Cost.

We're going to share our own investing struggles, successes, and how we've been able to keep

investing once the shiny new wears off,

and the reality of investing is hard has set in.

Okay, guys, the dirty little secret of the fitness industry

is that it depends on January for all those new customers to join,

and then February for them to stop coming,

but keep paying for those memberships.

Now, I'm being cynical here,

but the reality is that we all have stories of a big commitment that we've made in the past and then failed to see through. We're not going to talk about our favorite fitness stocks either.

We're going to talk about how we've gone through these mistakes and learned from them and

then built investing habits so we can stick to. But first, let's have a little bit of fun, mainly going to be at your expense, John. What's an experience of a failed resolution that you want to share, maybe that you've learned from? Yeah, I mean, well, it's not going to be hard to poke fun at me. This is a easy thing to do. Listen, I don't do New Year's resolutions. I don't. It's not my

thing. I hate the idea of waiting for a new year to make an important change. If there's something

that I need to do, let's do it now. So I try to regularly take stock of life and course correct as needed.

This includes, of course, course correcting when it comes to how I'm investing my money.

And in the past, early days, I really despise the idea of investing a small sum in a risky company, right?

I wanted it to be a rock solid thing, and I wanted it to be a large position.

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