Invest or Pay Down Your Mortgage? (and an intro to HoneyFi)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 27 October 2017
⏱️ 45 minutes
🧾️ Download transcript
Summary
It's an age old question...pay off debt or invest? While we could wax philosophical about which is the right approach, on today's show we answer a question from a listener about a specific question around this topic. He and his family have a mortgage, but also need more savings for retirement. Which is the right approach for him?
In our headlines segment we'll discuss bad breakups. Should you dive in to "retail therapy" when things go wrong? Statistically, that's what LOTS of us apparently do. We'll also answer a question about freezing your credit from Glen. He's applying for a job and wondering if he should go ahead and freeze his credit or if he should leave it open for when his company completes the inevitable credit check.
Also, in our special guest spot, we'll talk about HoneyFi! If you're in a relationship and want a financial app that's been designed from the ground up, you'll want to listen to today's featured FinTech segment.
Thanks to MagnifyMoney.com and LinkedIn for supporting Stacking Benjamins. Go to LinkedIn-dot-com-slash-sb and get a $50 credit toward your first job post.
Learn more about your ad choices. Visit podcastchoices.com/adchoices
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Hi, I'm Eric Rosenberg from Personal Profitability, and when I'm not busy hustling my tuchess off, I am stacking Benjamin's. Live from Joe's mom's basement hits the Stacking Benjamin Show. Benjamin's show. |
| 0:29.9 | Hi, Joe's mom's neighbor, Doug, and welcome to Friday. |
| 0:31.3 | Let's get to it, shall we? |
| 0:34.4 | On today's show, we're talking about breakups. |
| 0:38.8 | He'll be amazed at how much money people spend when they end a relationship. |
| 0:44.8 | We'll also answer what's clearly a wrong number on our voicemail from Glenn, who asks about freezing his credit. Huh, curious, wrong number yet he asks a topical question. And we'll also |
| 0:51.6 | discuss a letter from Al who wonders about shoring up his retirement funds. |
| 0:56.7 | Helping us today, we welcome from the Afford Anything podcast and blog, Paula Pant. |
| 1:02.2 | And the author of Control Your Cash, a guy who I will not dignify by pronouncing his name correctly, it's Gregi McFarlane. |
| 1:10.8 | And rounding out our roundtable team from Len Penzo.com, |
| 1:15.0 | Green Bay Packer, quarterback Aaron Rogers, oh my God! |
| 1:18.4 | Ah, it's Len Penzo. |
| 1:20.0 | But that's not all. |
| 1:21.3 | Today, we'll talk to a man who created an app to help couples better plan money. |
| 1:26.4 | A founder of popular app, HoneyFi, Rami |
| 1:29.6 | Saagaldine. |
| 1:31.2 | And now, because he doesn't want to rake leaves, Joe Sal Sihai. |
| 1:43.3 | I'd much rather be hanging out here instead of raking leaves. |
| 1:46.6 | Hey, everybody. |
| 1:47.1 | I am Joe Salsi-Hi, Everidge Joe Money on Twitter. |
| 1:49.9 | And here around the card table with me, I think we got the band back together. |
| 1:53.8 | Straight across, let's start there in Los Angeles, California. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.