Hi folks and welcome to the Meaningful Money Podcast season 14 episode 4.

This is the podcast dedicated to helping you put your finances in order.

My name is Pete Matthew and I'm going to share with you everything you need to know and everything you need to do to secure your financial future. I'm here to help you make sense of learning.

Here we are once again always excited to get behind the mic each week and talk to you

about personal finance not sure what that says about me really I'm just a

zealot you know that by now but it's

great to have you with me thank you so much for joining me I know that you're

itching to get going with your investing and your wealth building you know

it's the fun part of personal finance.

Remember this whole season is dedicated to new accumulators,

those looking to build wealth, but maybe who are at the start of that journey.

You're rich in to get going and boring old headmaster Pete here keeps raining you in and

putting the brakes on.

But I reckon it'll serve you very well to put a little bit of forethought into the whole investing

and wealth building exercise. In my world we call that

financial planning. Right? It's a long-time view of mine that you can do your own

financial planning for the most part. You can do your own investing.

There's a twee little saying in my world, if you're planning to invest, don't invest in planning.

Actually you don't need to invest in planning, although I'm sure you would get benefit if you did you can do it for free and you can do it yourself and I'm committed to giving you the information you need to do that. So we're going to talk a little bit about planning today. After the main body of the show,

going to look at a review that somebody's kindly left for me.

Introduced what we're talking about next week.

But before any of that, remember,

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