Reality Radio for a really great future.

We're talking real money.

For many years.

For many, many years, long ago in a galaxy far, far away.

No, many, many, for many years, we have argued, we actually argued on the air,

on our shows, with the legendary Jack Bogle of Vanguard, may he rest in peace. Our argument with him,

well, we actually had a couple, but the big argument we had with him is an argument that came up in yesterday's podcast.

And that is, why in the world would anyone need to own international stocks in their portfolios?

As a matter of fact, the question was posed to us yesterday based on an article in a physician's magazine with a quote from

somebody at Morningstar who was saying that the international markets don't work.

Well, it's funny.

The exact same day that I put that podcast up, Christine Benz of Morningstar published an article about investing internationally.

Hi, everybody.

I'm Don.

Over there is Tom.

This is talking real money, the podcast, and this is where we do something very important.

We talk about money, but only the real stuff,

not the fake stuff. And the real fact here, Tom, is our international, as her article said,

are international stocks worth the bother? Well, since you raised his name, Jack Bogle,

according to Christine Benz, and we know this,

argued that international stocks didn't merit inclusion in investors' portfolios. We, as you said,

heard it right out of his mouth. We also used to argue with them about tilting portfolios to small

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