INTERVIEW: How to Buy a Duplex at 22 with $12K - 358
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 27 June 2025
⏱️ 33 minutes
🧾️ Download transcript
Summary
Think you're too young or not ready to buy a home? Meet Allison and Mitchel — 22 and 24 years old — who went from renters to owning a duplex in just six weeks. With only $12,000 in closing costs, their story proves it’s not just possible — it’s smart.
In this inspiring episode, David interviews Allison and Mitchel, a young Ohio couple who defied the odds and bought a duplex at just 22 and 24 years old. With the help of a unicorn realtor and guidance from the podcast, they realized they were ready to buy — even when they didn’t think so. You’ll hear how they navigated the process quickly and confidently, closed on their home with just $12K, and now live in one unit while renting the other. Their total monthly costs are close to — or even less than — what they paid in rent. They share practical advice for new buyers, insights on emotional readiness, and what surprised them most about the homebuying journey.
Quote:
"You're probably ready to buy a house even if you don't think you are." – Allison, age 22
Highlights:
- How did a 22- and 24-year-old close on a duplex with just $12K in six weeks?
- What is a unicorn realtor, and how did one transform their buying journey?
- Why can trying to learn everything online actually make homebuying harder?
- How did they get a mortgage close to the rent they were paying?
- What is house hacking, and how did it help them build wealth fast?
- How can emotional readiness shift once you hear real success stories?
Referenced Episodes:
- Step 1: Deciding Your Goals
- Step 2: Choosing a Realtor and Lender
- Step 5: Saving to Buy Your Home
- Step 9: Stop Fearing Your Future Mortgage
Connect with me to find a trusted realtor in your area or to answer your burning questions!
Subscribe to our YouTube Channel @HowToBuyaHome
Instagram @HowtoBuyAHomePodcast
Tik Tok @HowToBuyAHome
Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!
David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to the show. |
| 0:02.5 | Great interview today with a 22 and a 24-year-old who bought a duplex, |
| 0:07.8 | only $12,000 in their total closing costs. |
| 0:12.8 | This story is incredible. |
| 0:14.7 | In just a couple of months, they went from being renters to being a duplex owner, a landlord, and their mortgage is less |
| 0:25.5 | than the rent they were paying. |
| 0:27.3 | And their rent was peanuts before they even got into now being homeowners. |
| 0:32.9 | You've got to check this interview out. |
| 0:35.3 | How to buy a home educates, protects, and connects first-time home buyers to qualify |
| 0:39.6 | vetted realtors in their area, whether you're looking for DIY information or step-by-step |
| 0:44.2 | guidance. |
| 0:45.0 | How to buy a home is the number one resource for first-time home buyers. |
| 0:49.8 | All right, homies, very excited. |
| 0:51.5 | I've got Allison and Mitchell here who bought a home in a place |
| 0:54.7 | of the country. I have visited very rarely. They're up in Ohio, and they reached out to me and |
| 1:02.7 | say, hey, me and my boyfriend, we're thinking about buying a house. What do you think? That was |
| 1:07.9 | December of 2024 2024 and they closed |
| 1:10.9 | on a home around |
| 1:12.7 | Valentine's Day so like |
| 1:14.7 | six weeks later |
| 1:15.6 | so hi |
| 1:18.9 | guys how you doing? |
... |
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