Unless you live in a walkable city, you probably have significant auto expenses to manage, including

a car payment or lease, fuel, maintenance and insurance.

I think many people overlook the cost of their vehicle because it's just such a necessity

or part of their everyday life.

And while you might not be able to reduce your lease payment or your annual mileage overnight,

you may be able to significantly cut your auto insurance rate.

Many people are surprised when I tell them that they may not be getting the lowest price

on car insurance.

You can't just assume that the company you're dealing with is giving you the absolute

lowest price.

As consumers, we have to be proactive.

If you don't understand all the potential discounts, you don't ask for them, and you

don't shop around, I'm going to guarantee that you are probably leaving insurance

money on the table.

And I don't know about you, but there are loads of other things that I would rather spend

money on than car insurance.

But I will say that the trick to lowering your insurance rate safely isn't to cut your

actual coverage to the bare bones.

That could leave you financially vulnerable.

Fortunately, there are some smart ways to pay less without sacrificing the quality of

your auto coverage.

And that's what we're going to talk about today.

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