Inside Visa’s Tech-Charged Future: From Crypto to AI

Bold Names

The Wall Street Journal

Technology

4.4 • 1.4K Ratings

🗓️ 31 October 2025

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

Every second, tens of thousands of transactions cross Visa’s global network. Last year alone, the company processed more than $13 trillion in purchases – nearly triple the size of Japan’s economy. Now, one of the largest payment networks in the world wants to become even bigger. On this episode of Bold Names, Rajat Taneja, Visa’s president of technology, joins WSJ’s Christopher Mims and Tim Higgins to discuss how the company is embracing digital currency and agentic AI to power the future of payments. Taneja says this is a natural evolution for a company built on innovation. But what does the future hold? Will Visa be the next everything platform? To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com. Check Out Past Episodes: This Tech Founder's $1.3 Billion Company Is Taking On Apple and Samsung Condoleezza Rice on Beating China in the Tech Race: 'Run Hard and Run Fast' The Google-Backed Startup Taking on Elon Musk in Humanoid Robotics Why IBM's CEO Thinks His Company Can Crack Quantum Computing Let us know what you think of the show. Email us at [email protected] Sign up for the WSJ's free Technology newsletter. Read Christopher Mims’s Keywords column. Read Tim Higgins’s column. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:22.9	Battlefield 6 is the ultimate all-out warfare experience.
0:26.0	Available on PlayStation 5 Xbox Series X-Ns and PC.
0:29.8	More than $13 trillion in purchases crossed your networks in 2024?
0:35.1	That's what?
0:36.3	Like three times the size of Japan's GDP? How many
0:40.3	transactions have crossed your networks, let's say, in the past minute? We can do up to 85,000
0:46.3	transactions per second. It depends on the day, the hour, it fluctuates, but you can think of it
0:53.4	on average about 10,000 or so per second.
0:56.6	So that was 10,000 right there, another 10,000 right now.
0:59.9	And that obligation weighs heavily on us to make sure it is always on, secure, reliable,
1:07.5	and trustworthy.
1:11.2	This week on bold names, Rajat Tanajah, President of Technology at Visa.
1:17.7	Yeah, Mems, two big topics that are going on in the payment space right now.
1:22.0	We want to talk to him about the rise of cryptocurrency and, of course, artificial intelligence.
1:27.7	So we've got programmable money and programmable shoppers.
1:31.5	So Visa, arguably the world's biggest middleman, is getting into stable coins,
	...

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